🔑 Keys to Homeownership: What to know before your journey

Before you start house hunting, take time to get your finances in order. Review your credit score, build up your savings for a down payment and closing costs, and understand how much you can comfortably afford. Being financially prepared not only gives you peace of mind but also makes you a stronger buyer in today’s competitive market.

Having the right team by your side is essential. A knowledgeable realtor will guide you through the buying process, help you navigate homes, and negotiate in your best interest. Connecting with a trusted lender early on will allow you to explore loan options and get pre-approved, which strengthens your offers and speeds up the process.

It’s easy to fall in love with beautiful homes, but it’s important to know what truly matters to you. Create a list of must-haves versus nice-to-haves—think about home size, features, and commute times. Just as important is finding a neighborhood that fits your lifestyle, whether it’s proximity to schools, parks, or your favorite local spots.